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Meridian Federal Bank · US Charter AML Engine Online
Transactions Evaluated
42,918
▲ 4.1% vs yesterday
Approved / Cleared
97.2%
▲ within SLA
Blocked
214
sanctions · structuring · limits
Routed to Review
63
awaiting analyst decision

Live Decision Feed policy-driven · real time

Evaluate transactions, wire transfers, and onboarding events through the NUL engine, one at a time or as a live batch. Each is checked against the compiled policy graph (BSA/AML, OFAC sanctions, KYC/CDD, Reg E, transaction limits) and returned with a binding decision: APPROVE, BLOCK, or REVIEW, in real time, traceable to the governing clause.

Evaluate a single event
0
PROCESSED
0
APPROVED
0
BLOCKED
··
AVG LATENCY

Decision Mix last 24h

Approved97.2%
Blocked1.6%
Review1.2%
Every decision below is policy-driven and clause-traceable. Nothing is hand-coded into a workflow.

Decision Stream idle

Press Run Live Batch to stream decisions through the engine.
These policies were ingested as written documents (the BSA/AML manual, OFAC sanctions program, internal KYC/CDD procedures, Reg E and Reg CC) and compiled into the executable policy graph. No one hand-coded these rules into a workflow. NUL reads the source and the rule becomes the runtime. Every transaction decision traces back to one of these clauses.
BSA / AML Manual §4.2 OFAC SDN Screening KYC / CDD Policy CTR · Structuring Rules Reg E · Reg CC Wire Transfer Limits

Routed for Analyst Review 63 open · sorted by risk

Outbound wire · new beneficiary, Cyprus
High-risk jurisdiction · first payment to counterparty
$48,200
Structuring pattern · 3 cash deposits
Aggregate above CTR threshold, same day
$28,200
PEP match · medium confidence
Name + DOB partial match, screening hit
$12,500
Velocity spike · merchant account
Volume 6× trailing 30-day baseline
$9,840
Address mismatch · onboarding
Documentary CDD requires secondary proof

Decision Mix by policy domain

Sanctions / OFAC38%
Structuring / CTR27%
KYC / CDD gaps21%
Limits / velocity14%

Audit Explorer every transaction decision · immutable · clause-traceable

TimestampDecisionEvent & ReasonTrace
09:42:11BLOCKCounterparty match · OFAC SDN listSanctioned entity, payment stopped before settlementOFAC-SDN §1
09:41:55REVIEWOutbound wire · $48,200 · new beneficiary, CyprusHigh-risk jurisdiction, first payment to counterpartyAML §4.2.1
09:41:38APPROVEACH credit · $3,150 · established payrollWithin profile, no policy condition triggeredRegE §3
09:41:12REVIEWCash deposits · 3× $9,400 same dayAggregate above CTR threshold, structuring signalCTR §103.22
09:40:47APPROVECard payment · $89 · domestic retailRoutine, within all limitsLIMIT §2